What we do


The three member platforms of the Credit Commons Collective provide free social networking software especially for community currency projects. We currently serve over 300 projects in 20 countries without so far relying on external funding. These projects are independent but each chooses to use our software rather than developing their own. They all benefit from reliable, appropriate software which is collectively managed rather than relying on the single nearest willing expert, as many used to.

Our software and technical support has grown through unpaid volunteering. We now need to update the software, develop standards, enable inter-operability, roll out mobile apps (in each key country), provide training, promote our tools and engage strategic partners for larger scale uptake. We believe we can do this in a way which will enable massive scaling of the alternative economy, connecting all the groups to each other and to other nearby groups who may not even use a local currency.

As a volunteer-led grassroots initiative, we did not previously seek philanthropic funding. However, we now seek to develop this work at speed, and have therefore agreed with an established NGO for them to partner with us to host the LocalPay Technology Project.


  • Money is not wealth, but a resource that works best collectively.
  • Individuals, communities and environments are the true source of wealth and well-being.
  • Many economic, social and environmental problems arise from the valuing of money or official currencies in ways that separate them from the real wealth they purport to measure.
  • Alternative means of exchange are tools to increase cooperation, improve the use of resources in our communities and foster more equitable relationships.
  • Currencies based on promises from participants, rather scarce purchasable tokens, allow communities to support each other as much as they desire.
  • Our efforts are part of a wider effort to make economic activity more accountable, socially beneficial and environmentally sustainable.
  • We aim for self-reliance, avoiding dependence on governments, private corporations or donors.
  • In our federation of platforms, our communities will maintain in full control of their exchange systems.
  • We collaborate to improve our tools, practices and knowledge so that more communities can build stronger systems.
  • We will develop ever-expanding circles of cooperation, exchange and learning by empowering others to contribute and share.
  • We invite others who share these aims to join this growing movement of community exchanges to create a more equitable and resilient economic system.