What we do


The three member platforms of the Credit Commons Collective help local currencies build up their exchange and payment platforms. We currently serve over 300 local currencies in 20 countries, for free, and without funding. These local currencies are not dependent us, while benefiting from the same software development. To us, meaningful “localness” involves local autonomy and control, not wastefully reinventing the wheels of software.

Our software and technical support has grown through unpaid volunteering. We now need to update the software, develop standards, enable inter-operability, roll out mobile apps (in each key country), provide training, promote our tools and engage strategic partners for larger scale uptake.

As a volunteer-led grassroots initiative, we did not previously seek philanthropic funding. However, we now seek to develop this work at speed, and have therefore agreed with an established NGO for them to partner with us to host the LocalPay Technology Project.


  • Money is not wealth, but should be a tool to help the economy.
  • Individuals, communities and environments are the true source of wealth and well-being.
  • Many economic, social and environmental problems arise from the valuing of money or official currencies in ways that separate them from the real wealth they try to measure.
  • Alternative means of exchange are tools to increase cooperation, improve the use of resources in our communities and foster more equitable relationships.
  • Currencies based on promises from participants, rather scarce purchasable tokens, allow communities to support each other as much as they desire.
  • Our efforts are part of a wider effort to make economic activity more accountable, socially beneficial and environmentally sustainable.
  • We aim for self-reliance, avoiding dependence on governments, private corporations or donors.
  • In our federation of platforms, our communities will maintain in full control of their exchange systems.
  • We collaborate to improve our tools, practices and knowledge so that more communities can build stronger systems.
  • We will develop ever-expanding circles of cooperation, exchange and learning by empowering others to contribute and share.
  • We invite others who share these aims to join this growing movement of community exchanges to create a more equitable and resilient economic system.